Retail Services
PMS, AIF & SIF
Specialised investment categories.
Portfolio Management Services (PMS), Alternative Investment Funds (AIF) and Specialised Investment Funds (SIF) are professionally managed categories with distinct mandates, structures and minimum investment requirements. They serve investors looking beyond standard mutual-fund offerings.
Service overview — key concepts
- Discretionary and non-discretionary mandates
- AIF categories and structures
- Suitability and minimum investment norms
- Fee structures
How it works
- 1
Talk to our team
Share your requirement through the enquiry form or by phone so we can understand where you are starting from.
- 2
Check eligibility
These products carry minimum investment thresholds and suit investors with larger portfolios.
- 3
Understand structure and costs
Review strategy, fees, lock-ins and risk disclosures in the offering documents.
- 4
Invest and review
Monitor performance reports and how the strategy fits your overall allocation.
Who can benefit
Relevant for investors with larger portfolios seeking specialised strategies, subject to suitability and eligibility criteria.
- High-net-worth individuals seeking specialised strategies
- Investors who meet regulatory minimum investment levels
- Families looking at diversified, professionally managed portfolios
Frequently asked questions
How is PMS different from a mutual fund?
A PMS holds securities directly in your name with a more customised strategy, while a mutual fund pools money across many investors.
Are there minimum investment amounts?
Yes. Regulators prescribe minimum amounts for these products; our team can explain current requirements.
Risk considerations
These are sophisticated products with higher minimums and their own risk profiles. Eligibility, suitability and terms are governed by the respective product documents.
Interested in pms, aif & sif?
Talk to the Blacpearl team about your requirements — we'll respond with the right person.